Commercial Banker
Ameris Bank Dothan, AL
Security verification
Ameris Bank Dothan, AL
Ameris Bank Dothan, AL
2 weeks ago 53 applicants
See who Ameris Bank has hired for this role
Security verification
Save job
Welcome back
Sign in to save Commercial Banker at Ameris Bank.
- Report this job
Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app.
Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you’ll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer’s needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and allies as well as professional development opportunities to drive ongoing education. Learn more about our purpose and how you can bring it to life as an Ameris Bank teammate.
Responsible for setting business development strategy and executing sales production efforts to acquire new commercial and consumer business within the market area. The position makes sales calls and visits to business customers, high net worth individuals and prospects to understand the client needs, customize solutions that will benefit the customer and meet loan, deposit and service needs. The Commercial Banker is responsible for attainment of deposit and loan growth objectives, servicing a loan and deposit portfolio, and demonstrating the Ameris Vision, Purpose, Expectations and Values.
Essential Functions, Duties And Responsibilities
- Strictly adheres to Bank Secrecy Act requirements and applies organizational policies and procedures in all activities.
- Maintains the quality, profitability and growth of business and consumer products through appropriate pricing and fees.
- Demonstrates effective sales strategies to attract, expand and retain customer relationships.
- Applies need-based sales techniques to attract, expand, and retain customer relationships by identifying products and services to enhance the customer relationship with the bank.
- Identifies opportunities and makes sales calls to existing clients and prospects.
- Maintains and services a portfolio of $25M or more in deposits with emphasis on acquisition of low cost deposits meeting bank objectives.
- Maintains and services a portfolio of $50M or more in loans which meet margin and revenue objectives.
- Thoroughly collects and analyzes customer and prospect financials to assess viability.
- Reviews loan applications, tax returns, income statements, bank statements and other relevant data to determine actual cash flow and perform ongoing credit grade determinations within policy guidelines.
- Prepares and delivers documents and presentations for the Officer Loan Committee for loan approval.
- Oversees ongoing quality control for a portfolio by executing proper documentation, compliance and collection efforts.
- Maintains knowledge of banking products, programs, services and promotions.
- Responsible for achievement of market objectives as set by Bank leadership.
- Uses Customer Relationship Management systems to track sales efforts and prospects.
- Ensures compliance with internal controls, operational procedures and risk management policies.
- Represents the Bank in business development efforts and at networking and community functions.
- Develops partnerships and collaborates with other lines of business to attain mutual goals and better serve customers.
- Practices ethical sales behaviors in accordance with Ameris’ core values of Integrity and Honesty; always acts in the best interest of the customer when offering additional products and services.
Required Knowledge, Skills And Competencies
- Ability to analyze markets, identify prospects, develop and execute consultative, value-added sales techniques and strategies.
- Ability to meet and exceed established targets.
- Ability to negotiate, drive consensus, maintain collaborative relationships, manage and resolve conflict.
- Ability to effectively and persuasively express self, using language and grammar in a professional manner.
- Ability to plan, schedule and organize a professional schedule to achieve strategic goals within or ahead of established time frames.
- Ability to research, analyze, identify viable options, draw sound conclusions, present findings and make thoughtful recommendations considering overall risk and short-term and long-term impact.
- Ability to provide a high level of interactive service to others, building relationships and addressing identified needs.
- Computer and Microsoft Office proficiency.
- Thorough knowledge of banking compliance policies and procedures.
- Knowledge of cost accounting, financial analysis, commercial and consumer credit principles.
- Thorough knowledge of banking policies, procedures, products and services.
- Demonstrates leadership skillset with ability to coach and mentor.
- Knowledge of relevant geographic market.
Industry And Work Experience
- 5 or more years of Commercial Banking experience or related field.
Academic
- High school diploma or GED required.
- Bachelor’s degree or equivalent combination of education and experience preferred.
Benefits Available To EmployeesAmeris Bank provides a comprehensive employee benefit package to all eligible employees.
- Medical, Dental and Vision Insurance
- Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment
- Life Insurance provided at no additional cost to employees
- Accidental Death & Dismemberment Coverage
- Long-Term Disability Coverage
- Paid Sick and Vacation Leave
- 11 Holidays
- Volunteer/Service Day
- Employee Stock Purchase Plan
- 401(k) Retirement Plan
- Ameris Bank matches 50% of your first 8% of contributions to the plan
- Flexible Spending Accounts
- Health Savings Account
- Health Reimbursem*nt Arrangement
- Supplemental Life & Other Insurance Plans
- Identity Theft Protection
- Pet Insurance
- Legal Insurance
- Employee Assistance Program
- Employee Advocacy Program
- Tickets at Work (Entertainment discounts for Ameris Bank Employees)
- Wellness Discounts for Medical Premiums and Other Rewards
- Employee Referral Incentive
- Education Assistance
- Employee Resource Groups
Banking Advantages For EmployeesIn addition to a wide array of benefits, Ameris Bank employees are also eligible for special bank services.
- Free Interest Checking
- Free Safe Deposit Box
- Free Money Orders, Travelers’ Checks and Cashier Checks
- Discount on Mortgage Origination Fee
- Free Online Banking and Free Unlimited Online Bill Payment
- Employee Banking Perks
DisclaimerThe above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.
-
Seniority level
Associate -
Employment type
Full-time -
Job function
Finance and Sales -
Industries
Banking and Financial Services
Referrals increase your chances of interviewing at Ameris Bank by 2x
See who you know
Get notified about new Commercial Banker jobs in Dothan, AL.
Sign in to create job alert
Similar jobs
-
Universal Banker
Universal Banker
Farmers National Bank of Canfield
Pittsburgh, PA
See AlsoU.S. Department of the Treasury hiring IRS-Accepting Resumes from Disabled Schedule A in Dothan, Alabama, United States | LinkedInU.S. Department of the Treasury hiring Revenue Officer (Offer-in-Compromise Examining Specialist) - 12 Month Roster in Dothan, Alabama, United States | LinkedInU.S. Department of the Treasury hiring Supervisory Information Technology Specialist (Direct Hire-9 Month Register) in Dothan, Alabama, United States | LinkedInU.S. Department of the Treasury hiring Revenue Officer (12-month Roster) in Dothan, Alabama, United States | LinkedIn -
Personal Banker- 18th Avenue
Personal Banker- 18th Avenue
Valley Bank
Brooklyn, NY
-
Universal Banker
Universal Banker
Farmers National Bank of Canfield
Orrville, OH
-
Commercial Banking Relationship Manager
Commercial Banking Relationship Manager
Valley Bank
Los Angeles Metropolitan Area
-
Universal Banker
Universal Banker
Farmers National Bank of Canfield
Lake Milton, OH
-
Universal Banker
Universal Banker
Farmers National Bank of Canfield
Columbiana, OH
-
Junior Loan Officer
Junior Loan Officer
Tony Fletcher
United States
-
Personal Banker
Personal Banker
Valley Bank
Garden City, NY
-
Part Time (20 hour) Universal Banker- Aliso Viejo Branch- On Site
Part Time (20 hour) Universal Banker- Aliso Viejo Branch- On Site
Citi
Aliso Viejo, CA
-
Relationship Banker
Relationship Banker
First Horizon Bank
Lafayette, LA
-
Relationship Banker
Relationship Banker
PNC
Middletown, KY
-
Private Banker (MIAMI)
Private Banker (MIAMI)
Pacifica Continental
Miami, FL
-
Investment Banker - Leveraged Finance
Investment Banker - Leveraged Finance
UBS
New York, NY
-
Part-Time (20HRS) Associate Banker - Victory Village Murfreesboro - Murfreesboro, TN
Part-Time (20HRS) Associate Banker - Victory Village Murfreesboro - Murfreesboro, TN
Murfreesboro, TN
-
Business Banker
Business Banker
Range Bank
Green Bay, WI
-
Commercial Relationship Manager
Commercial Relationship Manager
Northwest Bank
Seattle, WA
-
Banker - Overland Park
Banker - Overland Park
Central Bank
Overland Park, KS
-
Universal Banker
Universal Banker
Alma Bank
New York, NY
-
Commercial Banking Credit Analyst / Assistant Relationship Manager
Commercial Banking Credit Analyst / Assistant Relationship Manager
Northwest Bank
Seattle, WA
-
Part Time (20 Hours) Associate Banker Midway, Waco, TX
Part Time (20 Hours) Associate Banker Midway, Waco, TX
Waco, TX
-
Relationship Banker - Vista Banch
Relationship Banker - Vista Banch
Broadview Federal Credit Union
Slingerlands, NY
-
Retail Banker
Retail Banker
First Security Bank
Fayetteville, AR
-
Commercial Lender (Full Time) - Gruene
Commercial Lender (Full Time) - Gruene
Prosperity Bank
New Braunfels, TX
-
Part Time Associate Banker Orlando Kissimmee (30 Hours)
Part Time Associate Banker Orlando Kissimmee (30 Hours)
Orlando, FL
-
Commercial Lender (Full Time) - Longview
Commercial Lender (Full Time) - Longview
Prosperity Bank
Longview, TX
-
Business Banker
Business Banker
Range Bank
Kingsford, MI
-
Business Banker
Business Banker
Valley Bank
Tampa, FL
People also viewed
-
Commercial Lender (Full Time) - Elgin
Commercial Lender (Full Time) - Elgin
Prosperity Bank
Elgin, TX
-
Traveling Relationship Banker - Based in Hopewell
Traveling Relationship Banker - Based in Hopewell
Clearview Federal Credit Union
East Liverpool, OH
-
Commercial Banking Credit Analyst / Assistant Relationship Manager
Commercial Banking Credit Analyst / Assistant Relationship Manager
Northwest Bank
Lake Oswego, OR
-
Business Banker I
Business Banker I
Simmons Bank
Nashville, TN
-
Commercial Banking Credit Analyst / Assistant Relationship Manager
Commercial Banking Credit Analyst / Assistant Relationship Manager
Northwest Bank
Nampa, ID
-
Part-Time Universal Banker (20 Hours) - Greenpoint Branch - On-Site
Part-Time Universal Banker (20 Hours) - Greenpoint Branch - On-Site
Citi
Brooklyn, NY
-
Relationship Banker
Relationship Banker
SECU Credit Union
Baltimore, MD
-
Relationship Banker
Relationship Banker
CFBank
Columbus, OH
-
Commercial Banking Relationship Manager
Commercial Banking Relationship Manager
Northwest Bank
Coeur d'Alene, ID
-
Client Relationship Consultant 1 (Banker) - Broad & High Office (PT 20hrs)
U.S. Bank
Columbus, OH
Looking for a job?
Visit the Career Advice Hub to see tips on interviewing and resume writing.
View Career Advice Hub